And one of many things that I’ve noticed in discussions with clients, is that there is an main pair of myths that folks have acquired about health care reform that only aren’t true. But since of most they’ve noticed in the press, people believe these urban myths are now true. The very first one is that health care reform only influences uninsured people. The second one is that Medicare advantages and the Medicare program is not going to be influenced by health care reform. And then the last one is that health care reform will probably lower the expenses of healthcare.
Individuals who currently have health insurance are going to be transitioned in to these new programs some time in 2014. Therefore the insured is likely to be straight suffering from that since the health plans they have nowadays are going out, and they will be mapped right into a new ObamaCare program in 2014. The uninsured have yet another matter in that if they don’t really get health insurance in 2014, they experience a requirement penalty. Some of the balanced uninsured are likely to look at that penalty and say, “Properly, the penalty is 1% of my altered gross money; I make $50,000, therefore I’ll spend a $500 penalty or $1,000 for health insurance. Because event I’ll just take the penalty.” But in either case, they’ll be immediately influenced by ashwagandha root health care reform. Through the mandate it influences the insured along with the uninsured.
People that have grandfathered health insurance programs aren’t going to be right affected by health care reform. But due to the life routine of these grandfathered health plan, it’s going to produce these programs more costly while they find there are options accessible today that they’ll quickly move compared to that have a thicker pair of benefits that could be more very theraputic for any chronic health issues they might have.
Then there is a whole ton of new health care reform taxes which have been added in to the machine to help buy ObamaCare. Meaning every one who has a health insurance approach, whether it’s in a sizable group, a small party, or just as an specific, is going to be taxed in order to purchase the expense of reform. Health care reform gives numerous taxes on health care that insurance companies must obtain and pay, but they are only going to move it right through to us, the consumer.
Throughout the first years of health care reform, the mandate is obviously quite weak. The mandate claims that every one must get health insurance or spend a penalty (a tax). What that’s going to accomplish is make balanced people just sit on the sidelines and wait for the mandate to obtain to the stage wherever it ultimately allows them to buy health insurance. People with chronic health conditions that couldn’t get health insurance previously, are likely to leap in to healthcare at the beginning of 2014.
Those three urban myths, that health care reform is only going to influence the uninsured, so it won’t affect Medicare beneficiaries, and that ObamaCare will lower healthcare costs, are just that. They are myths. There’s nothing to them. It is essential that you pay attention to what’s happening with health care reform, since there are more changes which are coming once we proceed through in 2010, 2013.